Get A Free Insurance Evaluation

Blog Articles: Hair & Beauty Salon Insurance

1641415636_#6. Hair Salon.jpeg

Hair and beauty salon insurance is insurance customized to fit the needs of salon owners. Choosing the right coverages for your salon is vital, as it can protect against costly losses from things like customer injuries and their resulting lawsuits.

Luckily, getting the right insurance for your hair and beauty business is simple with the Progressive Advantage® Business Program

How much does hair and beauty salon insurance cost?

The cost of hair and beauty salon insurance is based on a variety of factors, from coverage needs to staff size. For example, a salon with three hairdressers on staff will have a different cost to insure than a larger salon with twenty hairdressers.

When it comes to choosing insurance, cost is always a factor but choosing the cheapest hair and beauty salon insurance may not cover everything you need it to. Make sure you’re selecting the right coverages and limits to match your needs and fully protect your business.

Find out more about how your rates are calculated here.

Basic hair and beauty salon insurance coverage:

  • General Liability: This hair and beauty salon insurance coverage protects against mishaps that can occur at work. For example, a customer slips on a wet floor in the salon and is injured. General liability could help cover their medical expenses.
  • Professional Liability: This coverage, also called errors and omissions insurance, protects from claims of negligence against your business.

Other insurance you might need:

  • Business Owners Policy (BOP): A BOP combines general liability coverage with commercial property damage, along with any additional coverages you may select.
  • Workers’ Compensation: Workers comp protects against employee injuries or illnesses that occur while on the job.

Written by Progressive

2022-01-05 13:47:16