If you own or drive a car, you need car insurance. At West Florida Insurance, we care about your safety and the safety of other drivers on the road. We’re also well aware of the insurance requirements for Florida drivers. West Florida Insurance is an independent insurance agency with access to auto insurance policies from all of the country’s top insurance providers, and we can help you find the auto insurance in Bradenton you need to stay safe and legal.
Auto insurance can be confusing because it is composed of two parts. The first part, your liability coverage, covers your financial responsibility if you cause property damage or bodily harm to another individual in a car accident. In most states, drivers are required by law to carry a certain amount of liability insurance. In Bradenton and throughout Florida, drivers need to carry, at minimum, $10,000 in personal injury protection, or PIP, and $10,000 in property damage liability (PDL).
The second part of your insurance policy consists of coverage that is not required by law, but may be required by your lender. Comprehensive coverage covers damage to your car from disasters like fire and theft. Collision coverage pays for losses and damages to your car that occur during an accident. If you are making payments on your vehicle, your lender will likely require that you carry comprehensive and collision insurance in addition to the state-required liability coverage. You may also choose to opt into additional coverage, such as car rental or ancillary medical.
If you’re shopping for auto insurance in Bradenton, let us help. Finding an affordable policy that meets the legal requirements as well as the requirements of your lender can be challenging. At West Florida Insurance, our independent agents are here to help you secure the coverage you need at a reasonable price. We’ll even work with you to make sure that you are taking advantage of any applicable discounts from your insurance provider.
As your Florida Insurance Agency we pride ourselves on helping our customers find auto insurance that is perfectly suited to their needs and their budget. If you’re in the market for auto insurance in Bradenton, please contact us today for a custom quote.